Submitted by creditrepair on Thu, 03/20/2008 - 19:24.
Single Mother Tells How To Dispute items On Her Credit Report
Melanie Shares Her Secrets: How Lexington Law Raised Her Credit Score to 725
Use This Credit Dispute Letter To Repair And Correct Your Credit Report Errors
Date
Your Full Name
Your Address
City, State, Zip Code
Your Social Security Number
Your Date of Birth
Name of Credit Bureau Agency
Address of credit bureau
City, State, Zip Code of credit bureau
Attention: Credit Information Services
Dearest Madam or Sir:
My name is stated above and I request that you investigate the following inquires, errors and accounts
The following list of credit items are not mine and I request that you delete them from my credit report. This inaccurate information does not reflect my accurate or factual credit history and negatively impacts my credit score.
| Company name: |
Company account #: |
Your Account Number |
| __________________ |
__________________ |
__________________ |
| __________________ |
__________________ |
__________________ |
| __________________ |
__________________ |
__________________ |
| Check Off Your Answer |
Collection Agency account: |
Collection Agency Name: |
Your Case or Account Number_________ |
| _______Debt Paid In Full |
_______Debt Settled |
_______Released |
_______Mistaken Identity |
I promise the information above is factual and accurate. When you have corrected my credit report please forward an updated copy of my credit report to me.
I appreciate your prompt attention to this matter.
Your Signature
Print Your Name Here:
cc: To the consumer protection agency
Writing Your own dispute letters & dealing with collection agencies are great - but getting a credit score over 760 often requires the help of others. Having a FICO score of over 760 will get you the best interest rates. Getting the encouragement and advise from Lexington Law helped me improve my credit score. Below is my Transunion credit report.
Don't get discouraged from dealing with the creditors, sending in credit dispute forms or letters. Take a positive step forward by leveraging Lexington Law's Powerful & Affordable Dispute Your Credit Program. Click Here To Blast Off To A Better Credit Score Today!
