Con­tent Type — blog

cat­e­gory — mon­i­tor credit

Don’t gave out your social secu­rity num­ber, even to your in laws

This is not about being para­noid. Night­mares, they will invade your sleep even 20 years later. The night­mares will remind you that life is pre­cious and you don’t want to give out your social secu­rity num­ber to the fol­low­ing people:

• Your in-laws
• when apply­ing for a job. If you get hired, then yes in order to get paid you will need to pro­vide it to the human resources depart­ment. Do not reveal your ssn to poten­tial employers
• Your employ­ees
• Or any­one you can’t trust

You really need to guard your social secu­rity num­ber, although you may have to give it to: credit card com­pany when apply­ing for a credit card, health or car insur­ance com­pany when apply­ing for car insur­ance, a land­lord if you are look­ing to rent an apart­ment or give it to your employer once you are hired and other pro­fes­sional groups. Yes, if you have invest­ments for tax pur­poses there­fore banks and finan­cial bro­ker­ages you will need to give out your ssn number

When ever some­one ask you for your ssn, always ask what is the pur­pose of you need­ing my num­ber? As well, how secure will your social secu­rity num­ber be? If they say, that they do not have proper inter­net secu­rity pro­tec­tion in their data base or they do not have a secu­rity sys­tem to pro­tect their offices, say you feel uncom­fort­able pro­vid­ing your social secu­rity num­ber and instead be proac­tive and sign up for the: Equifax Credit Watch Gold 3-in-1 and make copies of your credit fico score when apply­ing to rent an apart­ment or a job and say, I can let you look at my FICO score if this is your con­cern. This lets the peo­ple see your credit wor­thi­ness with­out you reveal­ing your FICO score. Now, there are some land­lords will will accept visual look at your fico score plus 2 years of your income tax state­ments. The employ­ers or land lords that will not accept a visual look, you may have to look else­hwere for a new apart­ment or a new job.

You may find there are doc­tors, chi­ro­prac­tors, hos­pi­tals and insur­ers that will request your SSN, did you know in most instances, they don’t really need it. The only excep­tions is if you are apply­ing for medicare. If you are rent­ing a movie and your movie rental place or new gym or spa you just joined is ask­ing for a ssn num­ber, say good­bye, I can take my busi­ness else where. I do not want to have reac­cur­ing night­mares of hav­ing my iden­tity stolen.

It is not uncom­mom if you have dis­tant rel­a­tives stay­ing over for easter, spe­cial hol­i­days, wed­dings that you rarely see to give out your ssn num­ber to them. We are not going to go as far as telling you not to give it out to your rel­a­tives. But ask your­self why they would need it in the first place. My mother in law dropped by the other day while she was wait­ing to get her new den­tures. Things didn’t look promising-she was going to be here the entire day includ­ing join­ing us for din­ner, and worse my hus­band was going to be away for a din­ner meet­ing with the boss. We talked about her son and grand­chil­dren for 2 hours, then I real­ized why don’t I get her to do her son’s laun­dry. The thought of her son hav­ing to go out to buy more shirts and under­wear because all his clothes are dirty hor­ri­fied her. So, she said with glory and vic­tory gleam­ing in her eyes, yes I will do it. She did not ask me what my ssn was, thank good­ness, not today anyway!