Learn How To Erase A Court Judgment From Your Credit History

Submitted by creditrepair on Thu, 03/20/2008 - 19:15.

success stories

Feel Bad That Your Bank Accounts Was Seized

Yes, You Can Rebuild Your Dreams - Click Here To Go To Lexington Law Firm

My name is Melanie. Looking back when the bank seized my bank account because I had owed thousands in credit card debt, I realized all the signs were there. I needed help. Yet, I thought I was managing well. Somehow, I had convinced myself that if I got out of being homeless, everything would turn out Okay.

First let me explain to you what it means when a credit card company has a judgement on you? The credit card company that you own money to went to court and got a court order stating you owe them a certain amount of money. With this judgement on hand, If you have a job, you could have your wages garnished. If you have a bank account, the money in your account can be seized. The creditor, lender, attorney or credit card company has just sued you and won. A judgement has just been made against you. At this point, the judgement will go on your credit report and will stay there for 7 years from the date the lawsuit was filed. If you have ever had your wages garnished or your bank account frozen, I am sure you felt like giving up and discouraged. Are you on the verge of taking yourself and your circumstances too seriously?

Bad things happen to good people, which is usually the case when someone has a judgement on their credit report. You are not alone. If you credit score is low due to a credit card judgement, don't give up. I had a $75 000.00 student loan judgement on my credit report. When life is not what you ordered, begin again. After months of anger, fear, disbelief and uncertainty, I felt strangely calm. I worked with James Martell and began successfully optimimizing web sites to rank in the search engines. I started doing very well financially and came across a law firm called Lexington Law. Running 2 high ranking websites in very competitive industries leaves me little opportunity to develop an appropriate credit repair program.

I hired a team of professionals, the lexington Law credit repair team. They deleted: $15 239 auto repossession, $35 000.00 collection; an insurmountable credit card debt and almost $75,000 in student loan judgement. My credit score has jumped over 199 points.

I would like to thank you tremendously, Lexington Law for the work you and your legal team have done for me. In less than a year or so, I have gone from an extremely bad credit situation to being a home owner. Which means I am no longer homeless. Reviewing your credit history and tapping into your successes could be just what you need to help your forge ahead with determination. It is never too late to redesign your life purpose, no matter what your age or situation. Call Lexington Law today at 1-800-942-9871, you will appreciate their: integrity, honesty and dependability. Below is a copy of my student loan judgment that was deleted by Lexington Law.