cat­e­gory — fix credit fast

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Fix Credit Fast: What it will really cost?

Now that you have taken the first step — fig­ur­ing out roughly where you stand on credit repair land­scape– it’s time to dig a lit­tle deeper into the finan­cial equation

Let me be very clear, I am a Lex­ing­ton law client myself, I found out that if your credit score is below 680, you are labeled as a bad credit per­son. These peo­ple look­ing for fast credit repair solu­tions never:

• Pay their bills on time. they have many late pay­ments on their FICO score report
• If they have over due credit card state­ments, they do not bring them up to cur­rent or make arrange­ments with the credit to either set­tle the debt for less or write a let­ter to them say­ing here is what they can afford
• They will not con­sult with a credit score pro­fes­sional or a legit­i­mate credit repair spe­cial­ist when they have expe­ri­enced unfor­tu­ate events such as get­ting laid off, divorce or sud­den ill­ness where they had to pay a $2,000 hos­pi­tal bill. Unfor­tu­ately they are so col­lapsed they think every one is out to get them. 
  That the cheap­est option to repair their credit is the do it your­self method. And that all credit repair com­pa­nies are a scam artist.
• They can not hon­estly assess their com­mit­ment to improve your credit score in a healthy way.
• They let the late pay­ment reports keep accu­mu­lat­ing by avoid­ing to deal with the whole sit­u­a­tion all together
• They are not aware that by just increas­ing their credit report score by 30 to 45 points they can ease their finan­cial bur­den. You don’ need to hire a Lex­ing­ton Law to raise improve their credit sit­u­a­tion. Just by mak­ing a sim­ple to do list of what bills can be paid on time can help you acheive this

10 Things That Would Make Your Spouse Happier

If you have a part­ner with a FICO of 715 who pays all his or her bills on time as they become due, expect to have their FICO score go up to 735. It’s no exag­ger­a­tion to say that a pow­er­ful momen­tum now exist. And although you see head­lines every where Divorce rates sky rocket as more and more peo­ple get laid off, this does not have to be your out come. In this time of rapid change where it is so easy for your dis­ap­pointed part­ner to find a date with some­one with a higher median credit score, I am here to help you focus on achiev­ing your dreams of keep­ing your mar­riage intact and at the same time improve your FICO score espe­cially if it is hov­er­ing some­where below 600. Here are some tips below to make you happier.

Tips To Improv­ing your pay­ment history

1. Have a mixed credit pro­file: apply for credit cards, revolv­ing credit, loans with fixed rates. Also helps to keep your house per­ma­nently clean. If you are the hus­band, don’t just wash your car and leave all the clean­ing to your wife. Help her out this will gain you lots of points.
2. If you have past credit prob­lems, don’t charge up to your max­i­mum credit limit to buy her or him toys, flow­ers, clothes, choco­lates. Instead take the kids out for a hike and give your wife some time alone. She would appre­ci­ate that much more than you adding more bur­den to yourself.
3. Don’t close out unused accounts if you have applied for credit cards you are not using.
4. Put more romance in your life, keep your debt as low as you can. This is really sexy believe it or not. In a recent sur­vey, mar­ried women were asked if they would choose a sexy young male model who they had to sup­port finan­cially com­pared to an aver­age look­ing guy who is actu­ally tak­ing action and steps to pre­vent their own FICO score down from going down. Which man would they find sex­ier? 72% of women opted for the aver­age look­ing guy.
5. If your pay­ing the high­est inter­est rate, most likely your FICO score is below 620. Improve your sex life by pay­ing off your credit card bal­ances. If you are look­ing for best loan term then another rea­son to pay off your credit card bal­ance is it will lower your score. Credit will be some­thing you can obtain just by tak­ing a few of these tips and turn­ing it into real action. Even if it means tak­ing on a part time job or work­ing at home and start­ing a home based busi­ness. The sac­ri­fice you make will improve your sex life. Men who were laid off and did noth­ing but putz around the house actu­ally turned off their wives. In fact, their wives started fan­ta­siz­ing hav­ing sex with men that had a FICO score higher than 720. Just by pay­ing your bills when they become due will help you.
6. Feel­ing suc­cess­ful, feel­ing hope­ful and mak­ing pos­i­tive changes in your life by not rely­ing on credit report­ing soft­ware, elim­i­nat­ing your debt which in turn will help you get a higher credit-limit are some of the best self esteem booster you can have.
7. Say­ing no more if you are a women
8. A Great body
9. Hav­ing a per­sonal assis­tant if you are a man
10. A bet­ter sex life

Your Key To Happiness

Rather my key to hap­pi­ness. Ever since I hired Lex­ing­ton Law to remove: charge-offs, late pay­ments, judg­ments and even a bank­ruptcy, my tran­sunion credit score improved by 80 points in just the last 9 months. Not only has my sex life improved with my part­ner because she sees me tak­ing action every day to improve my sit­u­a­tion, but my credit rat­ing is improv­ing every­day. While for some Lex­ing­ton law can be expen­sive but they are best option for me since I have a part time job which does not allow me to do it myself.

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